Fast, Flexible, and Funded by Investors— For Investors 

We’re not your typical lender. At IO Lending LLC, our team has bought, built, and flipped over 200 properties in the past 10+ years.

Fix & Flip

Finance to buy, renovate, and sell properties.

DSCR

Rental loans based on property income.

Ground-Up Construction

Funding to build new projects.

Bridge Loans

Short-term financing between deals.

Welcome to IO Lending: Your Path to Real Estate Financing

At IO Lending LLC, we specialize in financing built for real estate investors. With over a decade of experience and more than 200 projects completed, we know how important speed and flexibility are when securing funding. Our team has been on both sides of the table — as investors and lenders — giving us the insight to structure loans that actually work in today’s fast-moving market.

We offer a range of private lending solutions, including Fix & Flip, DSCR, Ground-Up Construction, and Bridge Loans. Whether you’re renovating a property, scaling a rental portfolio, starting a new build, or bridging the gap between deals, IO Lending delivers tailored financing to keep your projects moving forward. Our focus is on simple, transparent terms and quick closings so you can stay competitive and profitable.

Why Choose IO Lending?

✔ Investor-First Approach – Built by real estate investors, for investors.

✔ Proven Experience – 10+ years and 200+ projects bought, built, and flipped.

✔ Fast & Flexible – Quick closings and creative financing solutions.

✔ Direct Capital – No middlemen or credit committees slowing you down.

✔ Loan Variety – Fix & Flip, DSCR, Ground-Up Construction, and Bridge loans.

✔ Transparent Process – Simple terms, clear communication, and full trust.

Our Process

Getting funding with IO Lending is simple and straightforward. Here’s how it works:

1.

Apply Online

Submit your application through our secure portal —

it only takes a few minutes.

2.

Initial Review

Our team quickly reviews your project details and lending needs.

3.

Fast Approval

We provide quick decisions so you know where you stand right away.

4.

Funding

Once approved, we move fast to fund your deal with flexible terms.


5.

Close & Build

You get the capital you need to purchase, build, or flip —

and move forward with confidence.